[FoRK] So, is AMEX Platinum worth the extra dosh?

Gregory Alan Bolcer gbolcer at endeavors.com
Fri Apr 2 06:38:09 PST 2004


No thanks to you.  :-)  Actually no, but it was fun saying it. 

	-----Original Message----- 
	From: fork-bounces at xent.com on behalf of Geege 
	Sent: Fri 4/2/2004 5:41 AM 
	To: J.Andrew Rogers; fork at xent.com 
	Cc: 
	Subject: RE: [FoRK] So, is AMEX Platinum worth the extra dosh?
	
	

	you have a centurian?
	
	-----Original Message-----
	From: fork-bounces at xent.com [mailto:fork-bounces at xent.com]On Behalf Of
	J.Andrew Rogers
	Sent: Tuesday, March 30, 2004 8:49 PM
	To: fork at xent.com
	Subject: Re: [FoRK] So, is AMEX Platinum worth the extra dosh?
	
	
	
	On Mar 29, 2004, at 10:40 PM, Bill Humphries wrote:
	> I've had an AmEx card for years, and love it when I'm traveling.
	>
	> I was paying my bill on the site this month and noticed that I could
	> upgrade to the platinum card if I wanted. My question, for the
	> platinum holders, do you get value for the extra $350/yr? Should I
	> request a different card, or stick with my grungy but useful green
	> card?
	
	
	That depends.  As I see it, there are two primary benefits to AmEx in
	general:  Fraud Protection and Travel Services.
	
	If you are primarily interested in the fraud detection and protection,
	which is top-notch and vastly better than the other major credit cards,
	stay with the green card, as it gives you maximum bang for the buck. 
	Note that corporate cards do not have the same level of fraud detection
	as personal cards.
	
	If you travel a lot, particularly international travel, then it becomes
	useful to have the platinum or centurion card.  Of these two, I think
	most people would get the maximum bang for the buck from the platinum. 
	These two also come with the "Departures" magazine, which my girlfriend
	thinks is fabulous (it really is a pretty decent magazine).
	
	To a certain extent it becomes hard to justify the price of the
	platinum and centurion cards, even if you do travel internationally a
	lot.  When my card dues come up later this year, I'm seriously
	considering dropping all the way down to a green card simply because it
	is cheaper.
	
	YMMV.
	
	j. andrew rogers
	
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