[FoRK] Adverse selection in insurance

Adam L Beberg beberg at mithral.com
Mon Oct 19 01:10:06 PDT 2009

The "death spiral" is how we lost health insurance for dependents at 
Stanford. It was going to be over 800/person/month, so it went away. 
Kids are now mostly on the state's Healthy Families system (a trick 
learned from Walmart) - which almost went away as well.

Soon Obama's plan, on orders from the health insurance companies, will 
mean grad students will be forced to pay for it, and it will get MUCH 
more expensive. And with California now a failed state...

Great for the healthy insurance executives. In the old days it would be 
good for their shareholders too, but the system is better tuned now.

Adam L. Beberg

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